Keyword Analysis & Research: lightstream personal loans
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Frequently Asked Questions
LightStream loans are available to borrowers in all 50 states, plus Washington, D.C. and Puerto Rico. Loan amounts. LightStream offers personal loans from $5,000 to $100,000, depending on needs and qualifications. Loan terms. In general, LightStream’s personal loans are available for terms between two and seven years—or 24 and 84 months.How does Lightstream report payments on personal loans to credit bureaus?
LightStream reports payments on personal loans to all three credit bureaus. So be sure to pay your loan balance on time each month to avoid any late payments being listed on your Experian, Equifax, and TransUnion credit reports. LightStream is very strict with its lending standards and only approves individuals with excellent credit.How do I get pre-approved for a Lightstream loan?
Unlike many other online personal loan lenders, there isn’t a pre-approval process. Instead, LightStream performs a hard credit inquiry on your credit report from both Experian and Equifax before offering your loan terms. After inputting your financial information, be prepared to upload documents verifying both your identity and your income.